General

General

Increase your child's habit of saving, open a children's deposit, and for the small saver will be issued a designed children's savings book and a gift - HALKI cash box.

With additional deposit payments, create a more secure and happy future for your child.

  • Minimum amount of depositing: 1.000 MKD / 20 EUR
  • Method of calculation of the interest: proportional method (28-31/365-6)
  • Payment of the interest: on the maturity day
  • Type of interest rate: fixed
  • Redepositing: is automatically redeposing, under the agreement
  • Early termination: On early termination of the deposit, the Bank calculates interest with interest rate on demand according to the valid Decision for passive interest rates of the Bank.
  • Partial withdrawal: is not allowed before the maturity day
  • Additional investment: can be made additional investment before the maturity day

Required documents for opening a time deposit for children are an ID card for a legal representative (parent or guardian) and a birth certificate of the child.

Additional payments and any changes to the deposit can be made at any time on e-banking platform.

For additional information, please contact us at the e-mail address: depostis@halkbank.mk

Rates and Fees

Rates and fees

NOMINAL ANNUAL RATES FROM 07.11.2019

Tenor  MKD    EUR   
25 months     1.80%     1.00%    
36 months     2.00%     1.20%    
48 months     2.30%     1.50%    
60 months     2.60%     1.80%    


Link to calculator

Be informed about

LOAN WITH DEPOSIT

Get
loan with deposit

Get your

CREDIT CARD

You pay,
we’ll give you BONUS!

Go to

E-BANKING

You can
do banking from everywhere!

Copyright 2014 HALKBANK AD Skopje. All rights reserved.