Halkbank A.D.


HALKBANK is one of the biggest and strongest brand on the Macedonian financial market.

With its 26 years’ history as a financial institution in Macedonia, here’s where Halkbank AD Skopje stands today:

  • We are fourth largest bank on the market by assets, being 768, 2 mill EUR.
  • We are present all over the country, offering services to our clients through our wide branch network that includes 41 branches.
  • We have over 520 employees.
  • Our ATMs network includes 131 ATMs 
  • We have widely distributed POS terminals over our trade partners, counting 6.385 in total.
  • We serve thousands of retail clients, small, medium and corporate businesses and public institutions.
  • We are a leader in offering tailored banking services; introducing new technologies on the financial market; providing fast service through the high developed and modern alternative channel platform.

We serve the country’s nation with a broad range of financial services, including personal banking, credit cards, housing loans, consumer loans, savings and investments, business loans, domestic and foreign payment processing.

Our Vision

To be one of the leading banks in the region, able to execute all universal banking requirements while asserting a strong presence in retail services.

Our Mission

To continuously create value for customers, shareholders and employees by providing all banking services efficiently with an awareness and understanding of corporate social responsibilities and duties; to contribute to the development of the banking sector and capital markets; to establish a well-respected market position in the region and in the global banking industry.

Our Corporate Values

  • Customer focus
  • Reliability
  • Integrity and respect
  • Fairness, trust and transparency
  • Operational excellence
  • Innovation
  • Value creation
  • Productivity
  • Openness to change
  • Sharing knowledge and experience
  • Social responsibility awareness


HALKBANK - meaning of the name: People’s Bank

Our slogan: People matter

Our main principles:

  • Offering excellent service to our client by providing them with the best solution to their needs.
  • Creating and practicing a winning corporate culture, by praising each member of the great team that all of us in the Bank make.

Halkbank A.Ş.

HALKBANK Turkey (Turkiye Halk Bankası A.Ş.)

Turkiye Halk Bankası A.S. is the main shareholder of HALKBANK AD Skopje with participation of 99.29% from the bank’s ownership. Founded in 1938, HALKBANK is one of the largest banks in the Turkish banking market. HALKBANK today is a steadily growing, 75-year-old brand that ranks among the longest established, pioneering and respected in progressing Turkey.

As of the end of 2013, HALKBANK operates with a global perspective, through 872 domestic and 5 overseas branches, 1 overseas representative office, 2,961 ATMs, telephone and internet banking platforms, mobile banking applications; the Bank’s innovative products and services provide customers with an unparalleled banking experience. The percentage of Halkbank’s outstanding shares that are publicly held is 51,1%. The Bank boasts the highest return on equity (ROE) among its peers thanks to its highly efficient use of capital.

    Prominent position in the Turkish banking sector:

  • Sixth largest bank in Turkey in terms of assets,
  • Sixth largest network in Turkey with 862 branches (including special transaction centers and offices) nationwide, has at least one branch in every city in Turkey,
  • Strong and stable deposit base,
  • Effective alternative delivery channels,
  • Widespread customer base,
  • Strong position in all sectors of banking with established banking practices,
  • Strong capitalization,
  • Nationwide and International credibility,
  • SME Bank of Turkey:
  • Trademark in SME banking,
  • Historical banking relationship,
  • Recognized and respected brand name,
  • Wide range of specially designed products



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