Terms of credit
- Amount: up to 1.200.000,00 MKD
- Tenor: up to 120 months
- Creditworthiness: according to monthly income
- Interest rate – 5,00% fixed for the first two year, for the rest of the period 7,75 % variable i.r. defined as: 5,5 p.p + referent rate for calculation legal interest rate form NBRM, which currently is 2,25% ( 6,9% APR). * the life insurance policy is not calculated in APR
- Upfront fee: 0%
- Fee for prepayment: 0%
- Fee for control in the Loan Register: 350,00 MKD (the fee is paid before the payment of the loan and it is not paid for declined or canceled requests), 150,00 mkd loan application, the amount of the cost of the life insurance policy is subject to the tariff of Croatia Insurance – Life.
* 6,9% APR for loan amount of 600.000,00 MKD, interest rate variable 7,75%, tenor 120 months, application fee 150 MKD and costs for checking in MKB 350 MKD.
** The amount of the annual percentage rate of total costs (APR) is affected by the loan repayment term, the loan amount, the amount of loan costs included in the calculation of the APR and the amount of the contractual interest rate.
*** The policy does not enter into the APR calculation